Financial troubles?

I might be a 31-year-old qualified surgeon in India. But I don’t practice surgery. Neither am I in a lucrative job – I work as an academic editor in Medicine and Biosciences, and the salary is about one fourth of what my cousins earn. And I live all by myself in Mumbai. This doesn’t augur well for my finances. I’m yet to await the final word regarding my appraisal this year and I fear that my hopes of moving into a better apartment are going to be stalled yet again.

My second profession – music – not only doesn’t bring me enough money but ends up making me spend money with regard to jams in rented jam rooms and dinner/drinking sessions after rehearsals. This has been especially true in the last two months or so. I need to probably opt out of these dinner/drinking sessions to save up some money or else I won’t be saving up any money!

Because of the various rehearsals and also because of the relatively hectic schedule at work, I have not been able to go to the gym regularly. My membership is due for renewal in April, which is around the time my apartment lease is going to expire. I guess I will have to stick to the same apartment for at least another year. The big burning question is – should I renew my gym membership? I guess I should as that’s the only investment on health that I’m making. I think I should cut out on partying and eating/drinking out as a compensation.