Financial troubles?

I might be a 31-year-old qualified surgeon in India. But I don’t practice surgery. Neither am I in a lucrative job – I work as an academic editor in Medicine and Biosciences, and the salary is about one fourth of what my cousins earn. And I live all by myself in Mumbai. This doesn’t augur well for my finances. I’m yet to await the final word regarding my appraisal this year and I fear that my hopes of moving into a better apartment are going to be stalled yet again.

My second profession – music – not only doesn’t bring me enough money but ends up making me spend money with regard to jams in rented jam rooms and dinner/drinking sessions after rehearsals. This has been especially true in the last two months or so. I need to probably opt out of these dinner/drinking sessions to save up some money or else I won’t be saving up any money!

Because of the various rehearsals and also because of the relatively hectic schedule at work, I have not been able to go to the gym regularly. My membership is due for renewal in April, which is around the time my apartment lease is going to expire. I guess I will have to stick to the same apartment for at least another year. The big burning question is – should I renew my gym membership? I guess I should as that’s the only investment on health that I’m making. I think I should cut out on partying and eating/drinking out as a compensation.

5 comments:

Shreya. said...

But you look sorta fit-ish :O

Kris Bass said...

Thanks. But I would still like to loose my belly flab at the very least.

Anonymous said...

so how much do you make per month as an academic editor? and whats the rent like in mumbai?

Kris Bass said...

The rent that I pay for my studio apartment is Rs. 8,000/-. That's about 1/4th of my present salary.

Anonymous said...

my friends tell me in the last 2-3 years, salaries have risen immensely and so has prices of things, my aunt was telling me the prices of indian groceries in india and they are about as much as they cost in america. when i hear about rising prices in india, sometimes i feel like if i go back will i be able to live in a big city in that expensive country. if your studio is costing you 8000 a month then the rent of a one bedroom apartment would be as much as it costs to rent a one bed room in a mid sized city in america... wow the inflation its killing.

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